Travel Protection 2026

Travel Protected, Travel Free 🛡️

Comprehensive coverage so you can explore every corner of the world completely worry-free.

Compare Insurance Plans →
200+Countries Covered
24/7Emergency Support
$42From per Month
4Top Providers
✅ Medical Emergency Covered
✅ Trip Cancellation
✅ Baggage Protection
✅ Adventure Activities
✅ COVID-19 Cover

Top Travel Insurance Providers

Trusted by millions of travelers — find the right plan for your trip type and budget.

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Best for Nomads

SafetyWing

Built for long-term travelers and digital nomads. Worldwide medical cover, simple monthly subscription you can cancel anytime.

From $42/month Get SafetyWing →
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Adventure Cover

World Nomads

Covers 200+ adventure activities. Trusted by backpackers worldwide with flexible policies you can buy even after you've left home.

From $50/month Get World Nomads →
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Cancel Any Reason

Heymondo

Offers a Cancel For Any Reason option and an in-app doctor chat. Modern, digital-first insurance for the connected traveler.

From $36/month Get Heymondo →
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Global Leader

AXA Assistance

One of the world's largest insurers with 24/7 multilingual assistance in 200+ countries. Comprehensive cover for all trip types.

From $45/month Get AXA →

Coverage Comparison

See exactly what's included before you buy — no surprises, no fine print surprises.

Coverage Type SafetyWing World Nomads Heymondo AXA
Medical Emergency✓✓✓✓
Trip Cancellation~✓✓✓
Baggage Loss✓✓✓✓
Adventure Sports~✓~✓
COVID-19 Cover✓✓✓✓
24/7 Assistance✓✓✓✓

✓ Included   ~ Partial / Add-on   Check provider for full policy details.

Coverage Types Explained

Understand what each type of travel insurance protects you from.

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Medical Emergency

Covers hospital stays, emergency treatment, and medical evacuation if you fall ill or get injured abroad.

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Trip Cancellation

Get reimbursed for non-refundable flights and hotels if you must cancel due to illness, bereavement or emergencies.

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Baggage Loss

Compensation for lost, stolen or damaged luggage and personal items throughout your journey.

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Adventure Sports

Extended cover for skiing, scuba diving, bungee jumping, trekking and 200+ other adventure activities.

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Car Rental

Collision damage waiver for rental vehicles — skip the expensive add-on at the car hire desk.

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Annual Multi-Trip

One policy covering all your trips in a year — ideal for frequent travelers and business flyers.

Frequently Asked Questions

Common questions about travel insurance answered clearly.

Yes — a single medical emergency abroad can cost tens of thousands of dollars without insurance. Hospital bills, emergency evacuation and repatriation flights are extremely expensive. Travel insurance gives you financial protection and peace of mind for a fraction of the trip cost.
Buy insurance as soon as you book your trip — this ensures you're covered for trip cancellation if something comes up before you leave. Buying early also triggers the "cancel for any reason" window available with some providers like Heymondo.
It depends on the provider and plan. Some, like World Nomads, offer limited pre-existing condition cover. SafetyWing covers sudden unexpected recurrences. Always declare pre-existing conditions during purchase and read the policy exclusions carefully before buying.
Cancel For Any Reason (CFAR) lets you cancel your trip for literally any reason — cold feet, work conflicts, anything — and still get reimbursed (typically 75% of non-refundable costs). It must usually be purchased within days of your first trip deposit. Heymondo is a strong option for CFAR.
Yes, SafetyWing is one of the best options for digital nomads and long-term travelers. It's a rolling monthly subscription ($42/month) covering 185+ countries with no fixed end date. You can pause it between trips and it covers COVID-19 medical treatment. It doesn't cover trip cancellation, which is its main limitation.